Senior Manager - BSA/AML & Sanctions Modeling and Analytics

Mercury is building a complete finance stack for startups. We work hard to create the easiest and safest banking* experience possible to simplify entrepreneurs' and business owners’ financial lives. The challenge is to do so while ensuring we protect Mercury, customers and the broader financial ecosystem from bad actors and harmful, illegal or unauthorized activities. 

Mercury*, while not a bank itself, is an important part of the U.S. financial ecosystem. Mercury provides banking services to ambitious entrepreneurs, and in so doing, must play a part in also working to root out bad actors and prevent them from accessing or abusing the U.S. financial system. 

The BSA/AML & Sanctions compliance team serves as the oversight function for the overall AML & Sanctions program. As the Sr Manager, Financial Crimes Modeling and Analytics, you’ll own and drive enhancement of our financial crime (anti-money laundering and sanctions)  detection models. This role will own transaction monitoring, sanctions screening, and customer risk scoring models—ensuring they are data-driven, well-governed, and defensible.

This technical position requires a strong analytical background with the ability to drive programs forward. This Sr. Manager of Modeling and Analytics will collaborate closely with risk strategy, engineering, and compliance teams to build and oversee models that effectively detect and mitigate financial crimes risks. 

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC

As part of the journey, we would expect you to:

• Build the modeling and analytics function and take ownership of model documentation, tuning, and partner with engineering for model development. 
• Develop and execute the modeling and analytics roadmap supporting the company’s Financial Crimes Compliance program.
• Partner with senior Compliance, Product, and Data leaders to translate regulatory requirements into effective analytical frameworks.
• Champion analytical excellence, model governance, and innovation in AML and Sanctions detection approaches.
• Design, implement, and maintain statistical and machine learning models for transaction monitoring, sanctions screening, customer risk scoring, and alert optimization.
• Ensure models and rules have appropriate documentation in line with Mercury’s Model Risk Management framework, draft new documentation for existing models as needed. 
• Evaluate and tune existing detection models and rules to reduc