Mercury is building the financial stack for ambitious businesses. As we scale our *banking infrastructure — deepening partner bank relationships while building toward a de novo bank charter — the integrity of our financial data is foundational to everything we do.
We’re hiring a Senior Financial Reconciliation Manager at a pivotal moment in Mercury’s evolution. This leader will own reconciliation end-to-end: scaling partner bank reconciliation operations today while architecting the future-state framework for Mercury as a chartered institution.
You’ll lead a high-performing team, shape and optimize our BlackLine environment, and design the controls infrastructure that will underpin a regulated bank. You’ll serve as the subject matter expert across payment rails and partner relationships — and define what “best-in-class reconciliation” looks like at Mercury.
This role is for someone who pairs deep accounting rigor with strong operational instincts, systems thinking, and a genuine passion for building teams and scalable processes from the ground up.
*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.
You will:
- Own reconciliation integrity across customer transactions spanning multiple payment rails and account types
- Architect and implement the reconciliation structure for Mercury's de novo bank charter
- Design and operationalize a robust reconciliation controls framework aligned with regulatory expectations
- Lead and mentor a team of reconciliation analysts
- Drive strategy and optimization within our BlackLine environment and reconciliation tooling
- Use data to identify systemic improvements, eliminate manual processes, and enable automation at scale
- Translate partner bank requests into clear internal execution plans
- Partner cross-functionally with Engineering, Product, Accounting, Risk, and Data Science to build scalable infrastructure
- Feel confident when using data and intuition to make decisions in a fast-paced, ambiguous environment, while demonstrating curiosity and a growth mindset
- Be fully autonomous and find joy in driving efficiency
You have:
- 8+ years of experience in reconciliation, with at least 3+ years in banking, fintech, or reconciliation tooling environments
- Experience optimizing data flows and automating manual reconciliation processes
- Strong knowledge of payment rails including Fedwire, ACH, and card settlement and the re