This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for an Especialista de Produtos, Cobrança based in Brazil. This is an opportunity to lead the strategy and evolution of digital collections products for business customers.You will own initiatives across the delinquency journey, from preventive actions through debt regularization and recovery.The role combines product strategy, customer experience, data analysis, and financial performance.You will identify opportunities across channels, communications, negotiations, agreements, and payment methods.Working closely with multidisciplinary teams, you will translate insights into priorities, experiments, and scalable product improvements.The environment is agile, collaborative, and highly data-driven, with strong exposure to complex business challenges.Your work will directly influence customer outcomes, operational efficiency, and financial results.