This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Credit Data Science Specialist based in Brazil. This is a remote opportunity for a hands-on data professional joining a Credit and Collections function focused on turning complex financial data into actionable business insights.You’ll combine credit expertise, statistical modeling, and machine learning to improve risk, collections, and portfolio strategies.The role involves building and monitoring predictive models, developing credit policies, and identifying opportunities for automation.You’ll work closely with data engineering and cross-functional teams to transform raw transactional data into high-quality features and decision frameworks.Your analysis will directly influence credit limits, pricing, retention, collection efficiency, and financial performance.You’ll also develop dashboards and indicators that provide visibility into the health of credit and collections operations.The environment values curiosity, business understanding, analytical rigor, and the ability to translate data into strategic advantage.