This position is posted by Jobgether on behalf of a partner company. We are currently looking for an Underwriting Consultant in Canada.
This role sits at the core of group benefits risk management, combining analytical expertise, client-facing interaction, and strategic underwriting decision-making. You will be responsible for assessing, pricing, and managing group insurance risk across a portfolio of clients, ensuring both profitability and long-term financial sustainability. The position offers strong exposure to complex client structures and high-value negotiations, while working closely with sales, operations, and advisory teams. You will also play a key role in onboarding new clients, helping shape their initial experience and establishing strong long-term relationships. Operating in a collaborative and fast-paced environment, you will balance technical underwriting rigor with business partnership and client responsiveness. This is an opportunity to influence both financial outcomes and customer satisfaction within a leading group benefits organization.
Accountabilities:
- Establish and manage pricing, rates, and risk retention strategies for new and existing group benefits plans to ensure profitability targets are achieved.
- Analyze and manage underwriting risk across a portfolio of group insurance clients, balancing financial discipline with customer needs.
- Prepare detailed quotation submissions, including financial analysis, questionnaires, and complex plan structures.
- Provide ongoing account management support, responding to client requests related to pricing, benefit changes, and plan adjustments.
- Lead contract negotiations covering financial arrangements, service standards, and benefit design provisions.
- Support onboarding of new clients by designing and implementing appropriate group benefit structures and ensuring smooth transition processes.
- Collaborate with internal teams to align administrative capabilities and plan designs with underwriting and client requirements.
- Contribute to improved operational performance and long-term portfolio profitability through data-driven decision-making.
Requirements:
- Post-secondary education in business, mathematics, actuarial science, or a related analytical discipline.
- 3+ years of experience in group benefits underwriting or a related professional risk management role.
- Strong understanding of the group insurance market, products, and underwriting principles.
- Proven ability to assess risk, evaluate financial implications, and make balanced underwriting decisions.
- Excellent analytical skills with strong proficiency in Microsoft Excel and other data analysis tools.
- Strong communication skills, with the ability to clearly explain complex financial and technical concepts to clients and internal stakeholders.
- Demonstrated experience working with sales teams and supporting client-facing negotiations.
- Strong negotiation, problem-solving, and decision-making abilities in a fast-paced environment.
- Ability to manage multiple priorities and deliver high-quality work under tight deadlines.
- Bilingualism in French and English is considered an asset.
- CEBS or GBA certification is an advantage.
Benefits:
- Competitive salary ranging from CAD $70,500 to $117,500, based on experience and location.
- Eligibility for incentive programs tied to individual and business performance.
- Comprehensive health, dental, vision, and mental health coverage.
- Retirement savings plans including pension and employer-matched contributions.
- Paid time off including vacation, personal days, sick days, and statutory holidays.
- Life, disability, and AD&D insurance coverage.
- Flexible remote work arrangements supporting work-life balance.
- Wellness programs, employee assistance plans, and professional development support.
- Inclusive and diverse work environment with strong emphasis on equity and accessibility.